Rotating Savings, Made Simple
KashRound gives your ROSCA a digital home, transparent rotation tracking, automated reminders, and a clear record every member can trust.
What is a ROSCA?
A Rotating Savings and Credit Association (ROSCA) is one of the oldest and most effective community savings tools in the world. Members agree to contribute a fixed amount each cycle. One member receives the full pot. The rotation continues until everyone has received once.
In Uganda and Kenya, it's often called a merry-go-round. In West Africa, a susu. In the wider East African region, it's sometimes called a cash round or simply a chama payout.
The problem? When managed on paper or WhatsApp, disputes are common who paid, whose turn is next, what's in the pot. KashRound solves this.
How KashRound Works for Your ROSCA
- Rotation tracking — see whose turn it is at a glance
- Contribution history — every payment logged with timestamps
- Automated reminders — members get notified before each cycle
- Transparent balances — everyone sees the same pot balance
Built for East Africa
KashRound is built by a team in Kampala, Uganda for the savings groups that have always been part of how communities here manage money together.
We understand the local terms, the local trust dynamics, and the real challenges your group treasurer faces every month.
ROSCA FAQ
What is a ROSCA?
A ROSCA (Rotating Savings and Credit Association) is a group savings arrangement where members contribute a fixed amount each cycle, and one member receives the full pot in rotation. It's known as a merry-go-round in Uganda and Kenya, a chama payout in some Kenyan groups, and a susu in West Africa.
How does KashRound manage the rotation order?
KashRound lets the group admin set the rotation order at the start. Every member can see whose turn it is, who has already received, and who is next with no disputes, no confusion.
What happens if a member misses a contribution?
KashRound tracks outstanding contributions per member. The system records the shortfall, and the admin can note whether the payout is delayed or partial. All members see the same record.
Can I use KashRound for a ROSCA with unequal contributions?
Yes. KashRound supports groups where different members contribute different amounts, resulting in proportional payouts. You set the contribution amounts per member when setting up the group.
Is KashRound free for small ROSCAs?
KashRound offers a free trial so you can set up your ROSCA and see how it works before committing. See the pricing page for details on plans.
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