Rotating Savings, Made Simple
KashRound gives your ROSCA a digital home, transparent rotation tracking, automated reminders, and a clear record every member can trust in Uganda, Kenya, and beyond.
What is a ROSCA?
A Rotating Savings and Credit Association (ROSCA) is one of the oldest and most effective community savings tools in the world. Members agree to contribute a fixed amount each cycle. One member receives the full pot. The rotation continues until everyone has received once.
The same model goes by different names depending on where your group is. In Uganda, it's usually called a cash round or merry-go-round. In Kenya, it's often part of a broader chama. In West Africa, it's a susu. The mechanics are the same, only the name changes.
The problem? When managed on paper or WhatsApp, disputes are common: who paid, whose turn is next, what's in the pot. KashRound solves this, wherever your group is based.
How KashRound Works for Your ROSCA
- Rotation tracking — see whose turn it is at a glance
- Contribution history — every payment logged with timestamps
- Automated reminders — members get notified before each cycle
- Transparent balances — everyone sees the same pot balance
Built in East Africa, used everywhere
KashRound is built by a team in Kampala, Uganda for the savings groups that have always been part of how communities manage money together — and it works just as well for ROSCAs outside Uganda and Kenya.
In Uganda or Kenya? See the page built around your group's terms.
ROSCA FAQ
What is a ROSCA?
ROSCA (Rotating Savings and Credit Association) is the academic and international term for a rotating savings group: members contribute a fixed amount each cycle, and one member receives the full pot in rotation. Local names for the same model include cash round in Uganda, chama or merry-go-round in Kenya, and susu in West Africa.
My group is in Uganda or Kenya, should I use this page?
You can, but our cash round page is built specifically around how Ugandan groups track rotation and payouts, and our chama page is built for Kenyan groups. This page covers the general ROSCA model for everyone else, including diaspora groups and other regions.
How does KashRound manage the rotation order?
KashRound lets the group admin set the rotation order at the start. Every member can see whose turn it is, who has already received, and who is next with no disputes, no confusion.
Can I use KashRound for a ROSCA with unequal contributions?
Yes. KashRound supports groups where different members contribute different amounts, resulting in proportional payouts. You set the contribution amounts per member when setting up the group.
Is KashRound free for small ROSCAs?
KashRound offers a free trial so you can set up your ROSCA and see how it works before committing. See the pricing page for details on plans.
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