Privacy Policy

1. Introduction

KashRound ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform and services.

2. Information We Collect

Personal Information

We collect information you provide directly to us, including:

• Name, email address, and phone number
• Government-issued identification for KYC compliance
• Financial information including bank account details and mobile money numbers
• Profile information such as profile pictures and group affiliations

Usage Information

We automatically collect certain information when you use our platform, including device information, log data, location data, and usage patterns.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and send related notifications
• Verify your identity and prevent fraud
• Respond to your comments, questions, and support requests
• Send you technical notices, updates, and administrative messages
• Communicate with you about products, services, and events
• Comply with legal obligations and regulatory requirements

4. Information Sharing

We may share your information in the following circumstances:

• With group members: Your name, contribution history, and loan status may be visible to other members of your savings groups
• With service providers: We share data with third parties who provide services on our behalf
• For legal reasons: We may disclose information when required by law or to protect rights and safety
• With your consent: We may share information when you give us explicit permission

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including encryption, secure servers, and regular security assessments. However, no method of transmission over the Internet is 100% secure.

6. Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Financial transaction records are retained for a minimum of 7 years as required by law.

7. Your Rights

You have the right to:

• Access and receive a copy of your personal data
• Correct inaccurate or incomplete information
• Request deletion of your data (subject to legal retention requirements)
• Object to or restrict processing of your data
• Data portability
• Withdraw consent at any time

8. International Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your data in accordance with applicable data protection laws.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at: