
How to Run a Merry-Go-Round Savings Group in Uganda
A practical guide to setting up and managing a merry-go-round from building a trusted group to handling late contributions and growing into investments.
Guides, tips, and insights about savings groups and community finance across East Africa

A practical guide to setting up and managing a merry-go-round from building a trusted group to handling late contributions and growing into investments.

How successful chamas structure contributions, loans and investments and how digital tools are replacing notebooks and WhatsApp confusion.

A clear comparison of rotating savings associations and savings cooperatives when each model makes sense for East African savings groups.

Practical guidance on setting fair interest rates that grow your group fund without penalising members and the full loan policy you need alongside it.

An honest comparison of what you gain and what you risk when you move your group from Excel to a dedicated savings platform.

How Ugandan investment clubs pool capital to invest in land, agribusiness, Treasury bills and equities and what strong governance looks like.