Privacy Policy

1. Information We Collect

We collect the following types of information to operate effectively and improve your experience:

1. Personal Information

   • Full name
   • Email address
   • Phone number
   • Profile details (e.g., group role or position)
   • Login credentials (encrypted and stored securely)

2. Group and Financial Data

   • Group names, goals, and member lists
   • Savings contributions and transaction records
   • Reports, analytics, and messages shared within your group

3. Device and Usage Information

   • IP address, browser type, and device information
   • Log data (e.g., when you log in, actions taken, pages visited)
   • Cookies and analytics data for improving user experience

4. Optional Information

   • Feedback, surveys, or customer support messages
   • Payment or billing details (only when processing payments through integrated partners)

2. How We Use Your Information

We use your data to provide, maintain, and improve our Services, including to:

• Create and manage user accounts and groups
• Process contributions and withdrawals (via integrated payment systems)
• Generate financial reports and dashboards
• Send updates, notifications, and reminders
• Enhance security, detect fraud, and ensure compliance
• Improve user experience through analytics and product feedback

We never sell your personal data to third parties.

3. Legal Basis for Processing (for GDPR compliance)

If you are in the EU or other GDPR jurisdictions, we process your information based on:

• Your consent
• Contractual necessity (to deliver our Services)
• Compliance with legal obligations
• Legitimate business interests (e.g., improving features, ensuring security)

4. Sharing and Disclosure

We may share limited data only when necessary:

• With trusted service providers (e.g., cloud hosting, payment processors, analytics tools) who follow strict data protection agreements.
• When required by law or to protect the rights and safety of KashRound or other users.
• With your explicit consent, such as when linking external financial accounts.

5. Data Security

We use industry-standard encryption, access controls, and secure servers to protect your data. All financial and personal data is stored securely and only accessible to authorized users.

However, no online platform is completely risk-free. We encourage users to safeguard login credentials and report any suspicious activity immediately.

6. Data Retention

We retain your information only as long as necessary to provide our Services or meet legal and regulatory obligations. You may request deletion of your account or data at any time (see Section 9).

7. Cookies and Analytics

KashRound uses cookies and analytics tools to:

• Remember user preferences
• Track performance and improve functionality
• Measure usage for product improvement

You can adjust cookie preferences through your browser settings.

8. Your Rights

Depending on your region, you may have rights to:

• Access or download your data
• Correct inaccurate information
• Request deletion (“Right to be Forgotten”)
• Withdraw consent for certain processing activities

To exercise these rights, contact us at info@pirumart.com.

9. Account Deletion and Data Requests

You may delete your account or request data removal anytime by:

• Logging into your KashRound account and choosing “Delete Account”, or
• Contacting info@pirumart.com with a verified request.

10. Third-Party Links and Integrations

Our Services may link to third-party tools (e.g., payment gateways or analytics providers). We are not responsible for the privacy practices of those external services — please review their policies separately.

11. Changes to This Policy

We may update this Privacy Policy occasionally to reflect product updates or legal changes. When we do, we’ll notify you through email or in-app notifications and update the “Last Updated” date above.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at: info@pirumart.com